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No New Cars - Just Added Savings

No New Cars - Just Added Savings

As we begin 2019, I like to take a look back every year at our expenses that deal with cars. Last year, I even contemplated selling my car, because I had just finished paying a huge repair bill. However after looking at the numbers, I was happy to keep my car around another year. I have been in the process of completing a 5-year study, where I compare car repair expenses with the average monthly car payment in America today. For the past 4 years, we were better off to keep our old cars and avoid that dreaded car payment.

Is It Time for us to Start Looking for a Newer Car?

Is It Time for us to Start Looking for a Newer Car?

Over the entirety of this blog, I have continued to preach the importance of buying used cars, driving these cars until their wheels fall off and always buy cars in cash. What would push me to think about getting rid of my old car? It's simply one number:

Three Reasons We Use Credit Cards

Three Reasons We Use Credit Cards

Many years ago, I got myself into a large amount of consumer debt and had to climb myself out. I was sloppy with my money and lived outside of my means. I'd been down that road of overspending and I used my credit card to dig that hole. From using my college ID to charge snacks in college to maxing out my credit cards a few years later, I was not the right person at that time to have a credit card.

Is Student Loan Forgiveness Worth It?

Is Student Loan Forgiveness Worth It?

Since March, I have been taking time to focus on articles about student loan forgiveness. From an article about how I used Student Loan Forgiveness to pay off $22,500 of student loans to articles detailing the steps needed to successfully have your student loans forgiven. In all of these articles, I focused on the facts of the topic, but I never gave my opinion of utilizing student loan forgiveness. Student loan forgiveness is great in theory, but is it worth it?