How Did We Increase the Amount We Save Each Month?

How Did We Increase the Amount We Save Each Month?

With two kids in the house and both of them in daycare, I was really expecting our savings to decrease. However, we have taken some huge steps to make sure that our savings has the ability to increase this year. I mentioned a little bit about our changes at the beginning of the year, but I will refresh your memory. Last year, Our focus was mortgage payoff. We didn’t focus as much on retirement savings or taking advantage of tax deferred accounts. This year, however, we have made a change in our plan. This change has allowed us to increase our savings by utilizing tax-deferred accounts.

14 Tips to Saving Money on a Cruise and 3 Things We spent Money on That was Totally Worth It

14 Tips to Saving Money on a Cruise and 3 Things We spent Money on That was Totally Worth It

Being on the cruise, it got me thinking about all the money that you can just throw away. I saw people after people just throwing their hard earned money down the drain in the name of a good time. My wife and I had a great time all without spending loads of money. Based on my experiences from being on a cruise, I have created a list of ways to save money while on the big ship that can become a money pit!

The Perks of Being a Teacher

The Perks of Being a Teacher

Greetings from the sea! As I mentioned in my last article, my wife and I were preparing for a cruise! Well, the preparing is over and we are cruising! All I can see is the ocean. It is beautiful and breathtaking. Something that I have never experienced in my life. Sure, I like to travel, but I have never taken the opportunity to go on a cruise. Well, here I am and it gave me an idea. I am pretty lucky to be a teacher. I may not make as much as the next guy and I may work long hours every week, but there are times that the teacher life is pretty cool.