The end of March and beginning of April have been pretty interesting for the Summit of Coin Household. Baseball season began the day I returned back to work. This season of the year, requires me to spend a minimum of 10 hours a day at work, plus we play our games on Saturdays.
Being on the cruise, it got me thinking about all the money that you can just throw away. I saw people after people just throwing their hard earned money down the drain in the name of a good time. My wife and I had a great time all without spending loads of money. Based on my experiences from being on a cruise, I have created a list of ways to save money while on the big ship that can become a money pit!
Greetings from the sea! As I mentioned in my last article, my wife and I were preparing for a cruise! Well, the preparing is over and we are cruising! All I can see is the ocean. It is beautiful and breathtaking. Something that I have never experienced in my life. Sure, I like to travel, but I have never taken the opportunity to go on a cruise. Well, here I am and it gave me an idea. I am pretty lucky to be a teacher. I may not make as much as the next guy and I may work long hours every week, but there are times that the teacher life is pretty cool.
March finds my wife and I preparing for our cruise. We are going to celebrate 5 years of marriage approximately 9 months late. Thus, it’s really closer to a celebration of 6 years of marriage. I guess, in the end it really doesn’t matter what we call it, all that matters is that we are taking some time off to celebrate our relationship with each other.
Sometimes in life things tend to connect and it really is amazing to see the connection of items as you go through life. I know there are times when I am going through something or thinking about something and the message that week at church is connected directly.
A couple weeks ago, my wife and I decided to rent a movie. We don’t really watch too many movies, but on that particular weekend, I suggested it due to the fact that neither of us had to work on Monday (MLK day). We had a three day weekend, why not relax a little?
Goals, plans and new years resolutions. Those are the things that people do each year in anticipation for a brand new year. They’re going to make changes for the better. They’re going to start working out or losing weight. They’re going to buy a new home or pay a crazy amount of the mortgage off this year. Most new year’s resolutions are short term and only really focus on one year. It makes sense to focus on a small timeframe to make things attainable. However, I have never been a big new year’s resolution fan, as most people don’t follow through with their resolutions.
As we begin 2019, I like to take a look back every year at our expenses that deal with cars. Last year, I even contemplated selling my car, because I had just finished paying a huge repair bill. However after looking at the numbers, I was happy to keep my car around another year. I have been in the process of completing a 5-year study, where I compare car repair expenses with the average monthly car payment in America today. For the past 4 years, we were better off to keep our old cars and avoid that dreaded car payment.
It’s amazing to think that three months ago, my wife and I stumbled onto the information we needed to tackle travel rewards. Not only did we dive right into the plan, but we have also been rewarded for our effort. As you might recall in our article from October, I created a plan that started with two Chase Sapphire cards followed by two Southwest cards in an effort to earn the Southwest Companion Pass.