Debt

Is Student Loan Forgiveness Worth It?

Is Student Loan Forgiveness Worth It?

Since March, I have been taking time to focus on articles about student loan forgiveness. From an article about how I used Student Loan Forgiveness to pay off $22,500 of student loans to articles detailing the steps needed to successfully have your student loans forgiven. In all of these articles, I focused on the facts of the topic, but I never gave my opinion of utilizing student loan forgiveness. Student loan forgiveness is great in theory, but is it worth it?

Two Years Into Our Mortgage: How's It Going?

Two Years Into Our Mortgage: How's It Going?

Two summers ago, my wife and I were jumping into home ownership for the first time. We hit the ground running and started to tackle our mortgage. We have always had a goal of paying off the mortgage early and used this mindset to make extra payments on our mortgage.

Last year, we were on fire and paid off a lot of our mortgage. I am going to recap where we stood last August, then we will move into the year 2 mortgage update. By August of 2016, we had made 12 mortgage payments, plus multiple extra principal payments.

Did You Know That You Can Work for a Company That Will Pay Down Your Student Loan Debt?

Did You Know That You Can Work for a Company That Will Pay Down Your Student Loan Debt?

There is a rather new employer benefit that I am glad is gaining traction in today’s workplace. The benefit is employer-sponsored student loan debt repayment. Most often, this comes in the form of employer matching programs that help employees to pay off student loan debt by matching their payments up to a capped monthly and yearly amount. 

5 Student Loan Statistics That Will Make You Cringe

5 Student Loan Statistics That Will Make You Cringe

The cost of a college education continues to accelerate past the rate of inflation, forcing more and more aspiring students to borrow money to achieve their dream. What is worse is the more money that becomes available for student loans and the more that is borrowed, the greater demand drives up tuition costs, as the supply and demand curve dictates. The numbers in terms of student loan debt are startling, seemingly much worse than many of the bubbles we have seen in recent years. Here are five statistics that ought to make you cringe.