Build A Gap Fund

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The key behind financial independence is finding tax advantaged ways to build wealth, while also finding strategies to use that will allow you to bridge the gap between early retirement and the government’s definition of retirement age (59.5).

Some people call this the gap fund. Before last October, I thought the only way to develop a gap fund was through regular after tax investing and savings accounts. However, my mind was blown after discovering the ChooseFI podcast and listening to two major podcasts that shifted my thinking and got me even more excited about financial independence.

You might ask, what were the two podcasts?

These two strategies allow you to control your taxes by controlling the amount of money that you.

Travel Rewards Update #2: A look at our Credit Score and Over another $2,000 in Savings

Travel Rewards Update #2: A look at our Credit Score and Over another $2,000 in Savings

Last October, we jumped into travel rewards and we benefited greatly! We continue to follow our plan laid out in October of 2018, with modifications here and there. This article is a review of what our plan looked like at the start, a breakdown of the steps we have taken today, the travel redeemed and a look at how our credit score was affected due to travel rewards.