One Really BIG Savings Goal for 2019

One Really BIG Savings Goal for 2019

Goals, plans and new years resolutions. Those are the things that people do each year in anticipation for a brand new year. They’re going to make changes for the better. They’re going to start working out or losing weight. They’re going to buy a new home or pay a crazy amount of the mortgage off this year. Most new year’s resolutions are short term and only really focus on one year. It makes sense to focus on a small timeframe to make things attainable. However, I have never been a big new year’s resolution fan, as most people don’t follow through with their resolutions.

No New Cars - Just Added Savings

No New Cars - Just Added Savings

As we begin 2019, I like to take a look back every year at our expenses that deal with cars. Last year, I even contemplated selling my car, because I had just finished paying a huge repair bill. However after looking at the numbers, I was happy to keep my car around another year. I have been in the process of completing a 5-year study, where I compare car repair expenses with the average monthly car payment in America today. For the past 4 years, we were better off to keep our old cars and avoid that dreaded car payment.

Travel Rewards Update #1: How We Saved over $2,000 in 3 months

Travel Rewards Update #1: How We Saved over $2,000 in 3 months

It’s amazing to think that three months ago, my wife and I stumbled onto the information we needed to tackle travel rewards. Not only did we dive right into the plan, but we have also been rewarded for our effort. As you might recall in our article from October, I created a plan that started with two Chase Sapphire cards followed by two Southwest cards in an effort to earn the Southwest Companion Pass.

Year of Frugality: Final Update

Year of Frugality: Final Update

Well, another year is over! The Summit of Coin family just enjoyed a wonderful two weeks off together over Christmas and New Years. It was great getting to spend the time with my wife and kids. We got to spend a lot of time with my wife’s family and we took our girls to look at a light show. Our oldest liked the lights, but was probably still a little too young to get anything out of the lights. She actually liked the slide and running better than looking at the lights.