I can imagine driving on that mountain road. I can imagine the sound of the gravel under my tires. I can imagine crawling up the incline. Despite the slow speed, we still make that climb. We are more than happy to make that slow climb, because we know that an amazing view awaits us at the top.
My wife and I have been pursuing Financial Independence for about three years. We still have a long way to go, but our large savings rate has us ahead of most of America. While at FINCON 2019, I attended many sessions that constantly made me think and gave me many ideas for the blog, but two sessions in particular asked two profound questions. One of these questions is the title of the article.
Americans have grown accustomed to car loans. It just seems normal to buy cars that are brand new and finance them for $300, $400, or even $500 a month. This is a culture with a mindset that $300 or $500 a month is affordable. However, I just want to say: “Paying a car payment every month is just insanity.” Just invest that car payment every month and you will completely your financial position. Instead of just using the money to pay for a car, you would be investing for your future.
Greetings from the sea! As I mentioned in my last article, my wife and I were preparing for a cruise! Well, the preparing is over and we are cruising! All I can see is the ocean. It is beautiful and breathtaking. Something that I have never experienced in my life. Sure, I like to travel, but I have never taken the opportunity to go on a cruise. Well, here I am and it gave me an idea. I am pretty lucky to be a teacher. I may not make as much as the next guy and I may work long hours every week, but there are times that the teacher life is pretty cool.
Sometimes in life things tend to connect and it really is amazing to see the connection of items as you go through life. I know there are times when I am going through something or thinking about something and the message that week at church is connected directly.