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One Year into Our Mortgage: How's it Going?

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One Year into Our Mortgage: How's it Going?

Last year, I was celebrating the fact that we were debt free in early August. By the middle of August, we had officially purchased a house and were once again in debt. I don't necessarily believe that everybody needs to take out a mortgage to buy a house, but it is the one debt that I accept. It can be okay to take out a mortgage, because a house is an investment. Now, this doesn't mean that you should go and put yourself into 30 years of debt. I am personally a fan of the 15-year mortgage, because I prefer to get debt out of my life as fast as possible. Due to this belief, my wife and I took out a 15-year mortgage and have been making extra principal payments.

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The Importance of College Choice

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The Importance of College Choice

I continue to hear that America has a student loan crisis. In all reality, it is a crisis. The student loan debt, in America, has now reached $1.3 trillion dollars, with millions of students in default or behind with payments. Some suggest that a way to relieve the student loan crisis is to make college free. Others believe that it would be best to spread the loan payments out over longer terms. 

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Teaching Kids to Handle Money

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Teaching Kids to Handle Money

As a soon-to-be father, I have been interested in the importance of parental guidance and I have even written a couple articles about this topic. Since, we can't count on the schools to teach our children how to handle money, then we have to be the ones to teach them. Therefore, I am writing this article to put down strategies that I want to use to teach my children about finances. I hope that you can find these strategies beneficial, and you will try to use them with your children.

Sling TV Update: The Olympic & Big 12 Edition

Sling TV Update: The Olympic & Big 12 Edition

Last November, my wife and I moved into our new house. Upon moving in, we discussed avoiding cable and just purchasing Netflix. This works really well and the only problem that we had was the fact that we are big football fans and would miss a lot of games. So, I began searching the internet for products and ways to be able to watch college football. I found Sling TV and have been using this service off and on for most of the year.