Blog Posts
It was a Friday, I remember it well. My wife and I were visiting her grandmothers house and it was a pretty relaxing weekend. I got on my phone to check my e-mail and there it was, in my inbox. An e-mail that would end up eventually costing us $300, but possibly saving us at least $599 in the long run.
Integrity. A simple word that has so much meaning and high expectations. Leaders want to hire people that they can trust and integrity is the essence of your moral character. I had always thought that high integrity deals with telling the truth and being an overall good person.
Every year, my wife and I discuss our old cars. We look at our savings, we look at how much a new car costs and the yearly expenses to keep the old car. Every time I look at this data, I always draw the same conclusion. In the long run, I am better off keeping the old car. Whether you decide to keep an old car or buy a new car, you must understand that a car is going to be a money pit. It will need gas, it will need repairs, it will even need to be washed and there is no way to avoid these extra costs.
Last month, I wrote about how parents always want the best for their kids and will do anything to help them succeed. During that article, I discussed that some parents will even go into debt and take out a second mortgage to help pay for their kids college. Instead of doing this, I suggested saving for college when the children are young and allowing the money to grow. This will give the parents money for college and they won't have to take out any loans.
Recently, I was watching some football and a commercial came on that caught my eye. It was talking about the fact that tax refunds won't be available until February 15th. So, the tax company in the commercial was offering a tax refund advance. I was literally stunned to see this and feared that these advances would be eerily similar to payday lenders. My research actually found some good numbers, but first let's discuss the reason for tax refund disbursements occurring February 15th or later.
