Blog Posts
I could say, "Spend Less!" and the article could be over. We all know that cutting monthly expenses requires us to spend less. It really is simple...spend less than you make and save the difference.That's a great motto to live by and should be the foundation to everyone's spending each month. But we all can't just live by a motto. We have to use strategies that will help us reach this goal of spending less than we make.
One of the best ways to reach financial independence is to have a high savings rate. Each year we push for increased savings and set a savings rate goal. This year, we are shooting for a 35% savings rate, so let's find out if we are on track to hit this 35% goal in the first 3 months of the year.
Since I am a teacher, I am given a full week off as a break in the middle of the spring. I have enjoyed this break in different ways each year. Most of the time I really enjoy my break, but there are those breaks that just stick out in my memory.These are the breaks that take us back to simpler times. Times with less stuff and less distractions. Times when we went outside and enjoyed the view. Times when we saved more and spent less.
Personal Capital has found a way to easily track all of your expenses and keep tabs on your net worth on a daily basis. They can do this by the relationships that they have built with both investing companies and banks.
For anybody out there dealing with the choice that they made to take out student loans, you may be looking for opportunities to find a way to get rid of those student loans. I was able to utilize student loan forgiveness and have made it my goal to educate everyone on the loan forgiveness opportunities available to them.
