Pay off the House Early

Our 2018 Goal of Frugality

Our 2018 Goal of Frugality

Happy New Year! It's that time of year where people make all kinds of new year resolutions. Two months later those resolutions of working out saving money are gone. I have never been a big fan of resolutions, because I feel like everybody breaks their resolution. Therefore, I never set resolutions, but instead I set goals.

Two Years Into Our Mortgage: How's It Going?

Two Years Into Our Mortgage: How's It Going?

Two summers ago, my wife and I were jumping into home ownership for the first time. We hit the ground running and started to tackle our mortgage. We have always had a goal of paying off the mortgage early and used this mindset to make extra payments on our mortgage.

Last year, we were on fire and paid off a lot of our mortgage. I am going to recap where we stood last August, then we will move into the year 2 mortgage update. By August of 2016, we had made 12 mortgage payments, plus multiple extra principal payments.