Debt Free

No New Cars - Just Added Savings

No New Cars - Just Added Savings

As we begin 2019, I like to take a look back every year at our expenses that deal with cars. Last year, I even contemplated selling my car, because I had just finished paying a huge repair bill. However after looking at the numbers, I was happy to keep my car around another year. I have been in the process of completing a 5-year study, where I compare car repair expenses with the average monthly car payment in America today. For the past 4 years, we were better off to keep our old cars and avoid that dreaded car payment.

Six Ways to Combat Rising College Tuition Costs

Six Ways to Combat Rising College Tuition Costs

In the future, we plan on sending our daughter to college. And like most parents, we worry about the cost of college and how we will pay for it. Well some stats on college tuition found my inbox and I thought that the information in the article was so important that I had to write an article about the rising tuition costs.

Is It Time for us to Start Looking for a Newer Car?

Is It Time for us to Start Looking for a Newer Car?

Over the entirety of this blog, I have continued to preach the importance of buying used cars, driving these cars until their wheels fall off and always buy cars in cash. What would push me to think about getting rid of my old car? It's simply one number:

Two Years Into Our Mortgage: How's It Going?

Two Years Into Our Mortgage: How's It Going?

Two summers ago, my wife and I were jumping into home ownership for the first time. We hit the ground running and started to tackle our mortgage. We have always had a goal of paying off the mortgage early and used this mindset to make extra payments on our mortgage.

Last year, we were on fire and paid off a lot of our mortgage. I am going to recap where we stood last August, then we will move into the year 2 mortgage update. By August of 2016, we had made 12 mortgage payments, plus multiple extra principal payments.

7 Simple Strategies We Used to Pay Off $29,302 of Debt in 7 Months

7 Simple Strategies We Used to Pay Off $29,302 of Debt in 7 Months

In the middle of June, my wife and I got married on a beautiful and humid Texas day.  After our wedding, we went to Jamaica for our honeymoon and celebrated with a week long vacation. A honeymoon is amazing, because it is a new marriage with a trip that let's you forget about everything.