The cost of a college education continues to accelerate past the rate of inflation, forcing more and more aspiring students to borrow money to achieve their dream. What is worse is the more money that becomes available for student loans and the more that is borrowed, the greater demand drives up tuition costs, as the supply and demand curve dictates. The numbers in terms of student loan debt are startling, seemingly much worse than many of the bubbles we have seen in recent years. Here are five statistics that ought to make you cringe.
One Simple Strategy to Cut Monthly Expenses
I could say, "Spend Less!" and the article could be over. We all know that cutting monthly expenses requires us to spend less. It really is simple...spend less than you make and save the difference.That's a great motto to live by and should be the foundation to everyone's spending each month. But we all can't just live by a motto. We have to use strategies that will help us reach this goal of spending less than we make.
Our 2017 First Quarter Spending Rate
One of the best ways to reach financial independence is to have a high savings rate. Each year we push for increased savings and set a savings rate goal. This year, we are shooting for a 35% savings rate, so let's find out if we are on track to hit this 35% goal in the first 3 months of the year.
Live the Simple Life
Since I am a teacher, I am given a full week off as a break in the middle of the spring. I have enjoyed this break in different ways each year. Most of the time I really enjoy my break, but there are those breaks that just stick out in my memory.These are the breaks that take us back to simpler times. Times with less stuff and less distractions. Times when we went outside and enjoyed the view. Times when we saved more and spent less.
7 Reasons We Use Personal Capital (And You Probably Should, Too!)
Personal Capital has found a way to easily track all of your expenses and keep tabs on your net worth on a daily basis. They can do this by the relationships that they have built with both investing companies and banks.






